Car Insurance Multicar 2 Cars
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When you are trying to find motor insurance and have weak credit, then in almost all circumstances this would not influence the car insurance premium that you will be charged.
Nearly all car insurance providers will only focus on your driving record, such as if you have driving convictions and the number of years without a claim etc.
This is the means by which the motor insurance companies figure out your personal premium, by basing it on your driving history.
Your credit history is not a concern for them if you can cover the premium.
The only difference might be that the insurance company may request that you give the total all up front as opposed to allowing you a monthly prearranged debit opportunity.
Keep in mind that all but a few car insurers - like home insurers - initiate inquires on your credit report. However, this is only for preventing fraud which they do frequently for all applicants. The inquiry will verify who you are. For example, the insurance provider can check that on record, you are living at the same place that you said on your car insurance application form.
Credit checks such as these will not alter your credit score at any time.
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