Car Insurance For Over 85s
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If you are trying to find car insurance and have poor credit, then in the majority of circumstances this would not alter the car insurance fee which they will charge you.
Most car insurance providers will only focus on your motoring history, for example, if you have some driving convictions and the number of years without a claim etc.
That is how the insurance providers come to your individual premium, by determining it on your driving history.
Your financial history does not matter to them provided that you can make the monthly premium.
The only potential difference could be that the insurer could require you to shell out the premium all in advance instead of offering you a per month direct debit alternative.
You should note that the majority of insurance providers - like home insurers - perform searches on your credit file. But, this is just to hinder fraud which is done on a routine basis for all applicants. The check will authenticate your identity. For instance, the insurance provider can determine that you are shown to be staying at the same address that you had mentioned on your motor insurance proposal form.
These searches will not affect your credit score in the future.
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